US Flood Claims by ZIP

How often does this ZIP flood? FEMA NFIP flood-insurance claim history — claims, dollars paid, flood zones and named storms.

For home buyers, realtors, investors, lenders and insurers. Free: claim counts and a risk signal for a ZIP. Pro: full $ history, flood zones, storms and ZIP comparisons.

Free tier: flood_history, no sign-up. Pro: $12/month — all tools, unlimited use. Cancel anytime (one click on the success page, or email).

Subscribe — $12/month

Tools

Live free example

flood_history {"zip":"77096"}

{
  "zip": "77096",
  "total_claims": 5000,
  "claims_last_10y": 3050,
  "risk_signal": "high",
  "pro": "$ paid by year, flood zones, named storms, ZIP comparisons: https://us-flood-claims-mcp.donniertf.workers.dev/buy",
  "disclaimer": "From FEMA OpenFEMA NFIP redacted claims (insured flood losses only, by reported ZIP). Low claim counts can mean few insured properties, not low risk. Not an insurance quote or flood determination."
}

Connect (MCP)

Add https://us-flood-claims-mcp.donniertf.workers.dev/mcp to Claude, Cursor or any MCP client (Streamable HTTP, no login for the free tier). Subscribers pass access_token or Authorization: Bearer.

Important

From FEMA OpenFEMA NFIP redacted claims (insured flood losses only, by reported ZIP). Low claim counts can mean few insured properties, not low risk. Not an insurance quote or flood determination.

Data sources & licences

For AI agents

llms.txt · server card · pricing.json · POST /checkout → checkout URL · GET /token?session_id= → access token.

More US data MCPs

Save with US bundles: us-mcp-bundles · GitHub hub.

Contact & cancelling

Questions, refunds or cancelling: dmorrisonwebdesign@gmail.com. Run by Donnie Morrison, UK. Payments by Stripe; we never see card details.